College Student Debt Research Questions
1.
How is the amount of student loan debt associated with financial stress among recent college graduates in
the United States?
2.
What is the relationship between student loan debt and the ability of college graduates to build emergency
savings during the first five years after graduation?
3.
To what extent does student loan debt affect homeownership intentions and home purchase rates among
adults ages 25 to 34 in the United States?
4.
How does monthly student loan payment burden relate to delays in major financial decisions, such as buying
a home, starting a business, or having children, among U.S. college graduates?
5.
How do student loan balances differ by undergraduate major, and how are those differences associated with
graduates' earnings and repayment progress in the United States?
6.
What factors best predict student loan repayment difficulty among borrowers who completed a bachelor's
degree at U.S. colleges and universities?
7.
How does enrollment in income-driven repayment plans affect monthly payment burden and repayment
outcomes among federal student loan borrowers in the United States?
8.
To what extent does student loan debt influence graduate students' decisions to pursue additional degrees
among U.S. college graduates?
9.
How does student debt affect career choices between higher-paying private-sector jobs and lower-paying
public-service or nonprofit careers among recent U.S. graduates?
10.
What is the relationship between the amount of undergraduate debt and delayed retirement saving among
U.S. adults ages 25 to 40?
11.
How do student loan balances and repayment difficulties vary by family income and first-generation college
status among borrowers in the United States?
12.
To what extent does student loan debt affect the use of credit cards and other consumer credit among
young adults in the United States?
13.
How does participation in college financial counseling before graduation relate to borrowers' repayment
behaviors during the first three years after leaving school?
14.
How do students' borrowing decisions and expected debt at graduation influence their choice between
attending public and private four-year colleges in the United States?
