Retirement
Lifestyle
Life
Goals
01
Health
&
Vitality
The
goal
that
makes
every
other
goal
on
this
list
possible
.
02
Money
&
Financial
Confidence
Define
"
enough
"
on
paper
,
so
you
can
stop
checking
the
balance
every
morning
.
03
Travel
&
Adventure
Travel
slower
than
you
did
when
you
only
had
two
weeks
.
Walk
8,000–10,000
steps
on
at
least
300
days
of
the
year
.
Complete
two
full
-
body
strength
sessions
every
week
for
twelve
straight
months
.
Book
an
annual
physical
,
a
full
lipid
panel
,
and
a
baseline
bone
-
density
scan
.
Sleep
seven
to
eight
hours
a
night
,
in
bed
by
10:30
on
weeknights
.
Cook
five
dinners
a
week
at
home
from
whole
ingredients
.
Keep
alcohol
to
four
drinks
a
week
or
fewer
.
Do
ten
minutes
of
stretching
or
mobility
work
every
single
day
.
Finish
one
hike
a
year
with
at
least
1,500
feet
of
elevation
gain
.
Hold
three
years
of
essential
expenses
in
cash
and
short
-
term
bonds
.
Clear
the
mortgage
and
every
consumer
balance
within
the
first
year
.
Meet
a
fee
-
only
fiduciary
advisor
and
review
the
plan
every
spring
.
Automate
monthly
withdrawals
so
no
decision
gets
made
during
a
bad
week
.
Consolidate
to
no
more
than
two
financial
institutions
.
Review
Medicare
,
Medigap
,
umbrella
,
and
long
-
term
care
coverage
at
every
open
enrollment
.
Write
down
the
household
financial
system
and
walk
one
family
member
through
it
end
to
end
.
Give
a
fixed
annual
amount
to
causes
you
care
about
,
on
a
schedule
rather
than
on
impulse
.
Stay
three
weeks
or
longer
in
one
region
instead
of
ten
cities
in
ten
days
.
Slow
-
travel
Portugal
and
Spain
by
train
,
in
shoulder
season
.
Cross
Canada
west
to
east
on
The
Canadian
.
See
the
northern
lights
above
the
Arctic
Circle
in
February
.
Rent
a
house
for
a
full
month
in
a
walkable
European
town
.
Walk
a
100-
kilometre
section
of
the
Camino
de
Santiago
.
Set
foot
on
six
of
the
seven
continents
.
Take
one
unhurried
trip
a
year
with
the
people
you
love
most
.
1 / 4
04
Learning
&
Curiosity
Keep
a
beginner
'
s
schedule
—
one
new
subject
a
season
.
05
Creativity
&
Craft
Make
things
with
your
hands
and
finish
them
.
06
Relationships
&
Community
Friendship
after
work
takes
maintenance
—
put
it
on
the
calendar
like
anything
else
.
Reach
conversational
Spanish
—
B
1
on
the
CEFR
scale
—
by
year
three
.
Take
one
community
-
college
course
every
semester
for
two
years
.
Read
24
books
a
year
,
at
least
half
of
them
non
-
fiction
.
Learn
to
play
ten
songs
,
start
to
finish
,
on
one
instrument
.
Take
a
photography
course
and
shoot
100
frames
a
week
.
Learn
the
home
basics
:
shut
-
off
valves
,
the
breaker
panel
,
patching
drywall
.
Attend
six
lectures
,
museum
talks
,
or
author
events
a
year
.
Identify
30
local
bird
species
by
sight
and
by
song
.
Claim
a
dedicated
workspace
that
never
has
to
be
cleared
away
.
Finish
one
substantial
project
a
year
—
a
book
,
an
album
,
a
quilt
,
a
garden
.
Take
a
full
term
of
wheel
-
throwing
or
a
comparable
hands
-
on
class
.
Write
500
words
a
day
for
a
year
and
see
what
it
becomes
.
Learn
watercolour
well
enough
to
paint
from
life
,
not
from
photographs
.
Build
something
by
hand
every
season
.
Join
a
choir
,
a
band
,
or
a
makers
'
guild
and
show
up
weekly
.
Exhibit
,
publish
,
or
perform
one
piece
in
public
.
Keep
a
standing
weekly
date
with
your
partner
—
same
night
,
no
exceptions
.
Call
each
sibling
once
a
month
.
Host
dinner
for
six
or
more
people
once
a
month
.
Join
two
local
groups
and
stay
past
the
first
meeting
.
Mentor
one
younger
person
through
a
full
year
.
Maintain
five
close
friendships
with
real
effort
,
not
just
birthday
texts
.
Volunteer
four
hours
a
week
somewhere
you
'
d
go
even
if
you
weren
'
t
needed
.
Plan
one
annual
reunion
that
people
start
looking
forward
to
in
advance
.
2 / 4
07
Purpose
&
Contribution
Retirement
doesn
'
t
remove
the
need
to
be
useful
.
It
just
lets
you
choose
where
.
08
Home
&
Daily
Environment
Make
the
house
work
for
the
next
twenty
years
,
not
the
last
twenty
.
09
Rhythm
&
Wellbeing
Structure
is
what
keeps
an
open
calendar
from
turning
into
a
fog
.
Volunteer
where
the
skills
you
built
at
work
are
genuinely
scarce
.
Serve
on
the
board
of
one
nonprofit
you
believe
in
.
Tutor
two
hours
a
week
,
every
term
.
Start
a
small
fund
or
scholarship
and
name
the
first
recipient
.
Write
your
ethical
will
—
what
you
hope
people
learned
from
watching
you
.
Take
one
leadership
role
in
a
community
organisation
.
Give
50
hours
a
year
of
pro
bono
professional
work
.
Say
yes
to
being
asked
,
at
least
once
a
season
.
Reconfigure
or
downsize
for
one
-
floor
living
before
it
'
s
forced
on
you
.
Grow
some
of
your
own
food
—
a
raised
bed
,
a
balcony
,
or
a
full
kitchen
garden
.
Get
the
house
to
zero
deferred
maintenance
.
Set
up
the
workshop
,
studio
,
or
shed
you
'
ve
been
promising
yourself
.
Cut
household
waste
roughly
in
half
.
Install
solar
or
a
heat
pump
,
then
watch
the
first
full
-
year
numbers
.
Keep
a
real
guest
room
that
is
always
ready
.
Document
the
home
'
s
systems
—
filters
,
valves
,
warranties
—
for
whoever
comes
next
.
Wake
at
the
same
time
every
day
,
including
weekends
.
Protect
the
first
hour
:
coffee
,
a
walk
,
paper
—
no
phone
.
Cap
news
and
social
media
at
90
minutes
a
day
.
Leave
one
day
a
week
completely
unplanned
.
Keep
a
short
daily
journal
or
gratitude
note
.
Spend
at
least
ten
hours
a
week
outdoors
.
Play
something
—
cards
,
tennis
,
pickleball
—
every
week
.
Do
nothing
on
purpose
,
and
don
'
t
apologise
for
it
.
3 / 4
10
Legacy
&
Reflection
The
paperwork
and
the
stories
both
need
to
be
finished
while
you
'
re
here
to
finish
them
.
Write
the
life
story
only
you
can
write
.
Organise
the
photographs
into
an
archive
your
family
can
actually
open
.
Record
video
interviews
with
the
oldest
people
in
your
family
.
Collect
the
family
recipes
into
one
book
.
Update
will
,
trust
,
power
of
attorney
,
and
healthcare
directive
every
January
.
Write
letters
to
be
opened
at
graduations
,
weddings
,
and
first
houses
.
Inventory
and
label
what
matters
—
then
tell
someone
where
the
list
lives
.
Re
-
read
this
list
every
January
and
cross
off
what
no
longer
fits
.
4 / 4
