

The Healthcare Delivery Ecosystem
Our integrated business segments work together to improve health care access and affordability. By
coordinating across insurance, PBM, and clinical services, we create a unified consumer experience.
Health Care Benefits
Insurance, Medicare, Medicaid (Aetna)
Health Services
PBM (Caremark), Primary Care (Oak Street), Home Care (Signify)
Pharmacy & Consumer Wellness
Retail Pharmacy, MinuteClinic, Wellness Products
Integrated Synergy
The "CVS Health Effect" is the synergy created when Aetna members use CVS Health clinical sites
or Caremark-managed pharmacy benefits. This integration allows for better chronic condition
management and reduced overall medical cost trends.
CVS Health Integrated Healthcare Portfolio
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