Long
-
Term
Lifestyle
Goals
0 1
Health
&
Vitality
A
body
and
daily
rhythm
built
for
a
long
,
active
life
.
01
Keep
a
four
-
day
training
week
—
strength
,
cardio
,
and
mobility
on
a
consistent
rotation
,
even
through
travel
and
busy
seasons
.
Lifelong
02
Reach
and
hold
a
healthy
composition
—
body
fat
in
the
16–19%
range
and
a
resting
heart
rate
under
60
bpm
,
maintained
without
extreme
dieting
.
By
2028
03
Protect
sleep
as
a
core
habit
— 7–8
hours
nightly
,
a
consistent
10:30
pm
wind
-
down
,
and
no
screens
in
the
bedroom
.
Ongoing
04
Run
one
marathon
by
35
and
a
half
-
marathon
every
year
in
between
to
keep
a
long
-
distance
base
.
By
2031
05
Take
full
preventive
care
annually
—
physical
,
dental
,
vision
,
and
blood
panel
every
year
without
skipping
or
rescheduling
away
.
Annual
06
Eat
mostly
real
food
— 80%
of
meals
home
-
cooked
from
whole
ingredients
,
with
alcohol
limited
to
social
occasions
.
Lifelong
1 / 4
0 2
Financial
Stability
Quiet
,
boring
money
systems
that
buy
freedom
and
flexibility
.
07
Build
a
six
-
month
emergency
fund
in
a
high
-
yield
account
,
untouched
except
for
genuine
emergencies
.
By
2027
08
Max
out
retirement
accounts
every
year
—
IRA
and
401(
k
) —
and
invest
at
least
15%
of
gross
income
on
autopilot
.
Annual
09
Keep
housing
at
or
below
30%
of
take
-
home
pay
and
carry
zero
consumer
debt
other
than
a
mortgage
.
Ongoing
10
Maintain
a
credit
score
above
780
through
on
-
time
payments
and
low
utilization
—
a
quiet
tool
that
lowers
every
large
purchase
.
Ongoing
11
Pass
real
financial
milestones
— 10×
annual
expenses
invested
by
45
and
25×
by
55,
tracked
with
a
simple
net
-
worth
review
each
January
.
By
2045
12
Rebalance
and
automate
quarterly
—
contributions
on
the
1
st
of
the
month
and
a
portfolio
review
each
season
so
money
never
needs
willpower
.
Lifelong
0 3
Career
&
Purpose
Meaningful
work
that
compounds
—
and
lets
life
stay
first
.
13
Grow
into
a
senior
leadership
role
by
my
mid
-40
s
,
known
as
much
for
developing
people
as
for
delivering
work
.
By
2043
14
Mentor
three
to
five
people
into
their
next
level
—
and
treat
their
promotions
as
my
own
wins
.
Ongoing
15
Take
one
stretch
opportunity
every
year
—
a
new
domain
,
a
speaking
slot
,
or
a
problem
bigger
than
my
current
scope
.
Annual
16
Build
an
independent
income
stream
—
consulting
,
products
,
or
writing
that
earns
reliably
and
isn
’
t
tied
to
one
employer
.
By
2033
17
Define
success
on
my
own
terms
—
time
flexibility
,
location
freedom
,
and
low
drama
—
and
make
choices
that
protect
those
values
.
Lifelong
2 / 4
0 4
Relationships
&
Family
The
people
I
’
m
building
a
life
with
—
and
for
.
18
Keep
my
relationship
central
—
a
weekly
date
night
,
a
longer
trip
together
each
year
,
and
daily
undistracted
check
-
ins
.
Lifelong
19
Stay
genuinely
close
to
family
—
a
call
every
other
week
with
each
parent
and
at
least
three
real
visits
a
year
.
Ongoing
20
Hold
a
small
circle
of
close
friends
—
monthly
gatherings
and
one
annual
trip
with
the
people
who
know
me
best
.
Lifelong
21
Show
up
for
the
important
moments
—
birthdays
,
milestones
,
and
hard
days
—
even
when
it
costs
money
or
convenience
.
Ongoing
22
Practice
repair
as
a
skill
—
address
conflict
directly
,
apologize
quickly
,
and
reconnect
within
48
hours
.
Lifelong
23
Create
lasting
traditions
—
annual
holiday
gatherings
,
summer
cookouts
,
and
shared
rituals
our
people
look
forward
to
all
year
.
Ongoing
0 5
Learning
&
Self
-
Growth
Stay
curious
,
stay
sharp
,
and
keep
becoming
someone
new
.
24
Read
twenty
books
a
year
—
at
least
six
of
them
deep
non
-
fiction
that
genuinely
changes
how
I
think
.
Annual
25
Reach
conversational
fluency
in
Spanish
—
weekly
practice
and
one
immersion
trip
every
year
or
two
.
By
2036
26
Learn
one
new
transferable
skill
each
year
—
from
editing
and
public
speaking
to
budgeting
and
basic
repair
.
Annual
27
Build
a
daily
mindfulness
practice
—
ten
minutes
of
meditation
or
quiet
reflection
,
most
days
,
without
exception
.
Daily
28
Write
and
reflect
weekly
—
a
short
journal
habit
plus
a
full
life
-
plan
review
every
December
to
reset
goals
for
the
new
year
.
Weekly
3 / 4
0 6
Experiences
&
Adventure
A
rich
memory
bank
to
look
back
on
.
29
Visit
forty
countries
by
50
—
favoring
slower
,
deeper
trips
over
rushed
checklists
.
By
2050
30
Live
abroad
for
six
months
—
long
enough
to
feel
a
place
rather
than
just
see
it
.
By
2037
31
Witness
ten
natural
wonders
—
the
aurora
,
Patagonia
,
a
safari
,
the
northern
fjords
—
photographed
and
remembered
.
By
2050
32
Take
one
genuine
challenge
trip
each
year
—
a
long
trek
,
a
snowy
summit
,
or
a
route
that
pushes
my
comfort
zone
.
Annual
33
Complete
one
epic
personal
challenge
by
50
—
cycling
across
a
country
or
walking
a
long
-
distance
trail
end
to
end
.
By
2045
0 7
Balance
&
Community
Give
back
,
slow
down
,
and
keep
the
margins
intact
.
34
Volunteer
fifty
hours
a
year
—
mentoring
young
people
or
supporting
a
cause
in
my
local
community
.
Annual
35
Give
generously
and
with
intention
—
a
set
share
of
income
donated
to
causes
I
’
ve
researched
and
believe
in
.
Annual
36
Protect
daily
margins
—
no
overbooked
weeks
,
one
slow
morning
every
weekend
,
and
enough
white
space
to
think
.
Ongoing
37
Use
technology
with
intention
—
under
two
hours
of
social
media
a
day
and
phone
-
free
for
the
first
hour
of
every
morning
.
Ongoing
38
Stay
curious
and
kind
—
carry
the
energy
I
’
d
want
from
others
,
and
keep
choosing
openness
as
life
gets
busier
.
Lifelong
A
life
well
designed
isn
’
t
a
perfect
schedule
—
it
’
s
clear
priorities
,
reviewed
often
and
adjusted
kindly
.
Reviewed
annually
·
Revised
as
life
changes
·
Measured
in
quiet
progress
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