10+ Student Budget Examples [ College, University, School ]


When students hear the words expenses and budget, they often have mixed feelings about it. This is not something that they may have encountered every single day, but it is something important to remember as well. There is a saying from Stefanie O’Connell about budgeting that everyone should at least think about. She stated that “Budgeting now will get you what you want in life.” There are some students who may be in college or in the university who have a hard time with their budget. This is not something that should be embarrassed about as this is also a known fact. A lot of students think that buying a lot would make it easier for them to go through college or university, but what they fail to realize is they also need to budget everything to be able to have something saved up for an emergency. However, do not fret at all, this article will help you find a way to budget at the same time enjoy yourself with the things you want at the same time. 

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10+ Student Budget Examples

1. Student Budget Template

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File Format
  • MS Word
  • Google Docs
  • Google Sheets
  • MS Excel

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2. College Student Budget Worksheet Template

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  • MS Word
  • Google Docs
  • Google Sheets
  • MS Excel

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3. Weekly Student Budget Template

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  • MS Word
  • Google Docs
  • Google Sheets
  • MS Excel

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4. Student Budget Planner

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File Format
  • PDF

Size: 85 KB

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5. Student Budget Form

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File Format
  • PDF

Size: 139 KB

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6. Student Budget Increase Request

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File Format
  • PDF

Size: 91 KB

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7. Student Budget Worksheet

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File Format
  • PDF

Size: 439 KB

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8. Student Budget Adjustment Appeal Form

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File Format
  • PDF

Size: 367 KB

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9. Student Expense Budget

Details
File Format
  • PDF

Size: 12 KB

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10. Student Budget Calculator

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File Format
  • PDF

Size: 130 KB

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11. Student Budget Worksheet in PDF

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File Format
  • PDF

Size: 40 KB

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What Is a Student Budget?

A student budget is an organized process wherein the student would find a way to arrange their savings enough to separate them into different parts. Which basically means to separate the needs and the luxuries. A student budget does this by letting the student list down the things that they believe they need and want and then would put them in a table and label them as wants and needs. This helps the student to be able to check and see and to balance out the necessary items over the items that they can save up. The whole purpose of a student budget is to help the student maintain the given amount of money to spend or save in that period of time.

How to Write a Student Budget

Making a student budget planner does not have to be as difficult as having to save and budget at the same time. To write a student budget, a student only needs a few things. A paper, a list and of course discipline. But to make the student budget fit the student, here are some of the things that you can take into consideration when you plan to budget your finances.

1. List Down All the Items You Want and Need

Yes, you read that right. List all of those items down. The list may differ with others but the whole point is to list down your wants and your needs. Avoid lying to yourself and state that these items should not be in your list. The idea is to write it all. Think of the list as your wish list to make it easier if you feel guilty writing everything you want down. Making a list helps you a lot. It helps you by giving you the opportunity to divide these items into the right place. 

2. Make a Table and Label Them Correctly

Making a table of your wants and your needs is the most basic way. You can also customize your budget planner. The most important thing is to make the table, label each part of the table. An example for this would be income and expenses. Also add a daily, weekly, monthly, quarterly or yearly table to help you out on budgeting. This way, it would be easier for you to see how much you earn and how much you need to save.

3. Categorize the Items in Your List to Its Right Table

Once you are done writing your list and making the table with labels, it is time you categorize the items in your list to the right category or the right table. You are able to see the luxuries and the needs this way. It also helps when you are being honest with yourself when you do this.

4. Organize Every Single Detail in Your Budget Plan

Organizing the items in your budget plan would help you save time. It would also help you from getting stressed out with what you are going to be doing since all the items in your list would be followed. However, if you plan to add something that is not in your list, you still can, but you must also place them in the right category.

5. Stick To Your Student Budget

The whole purpose of making your student budget is to help you stick to it. Train yourself to stick to what you have written and how much you should be spending in a month. That way, when you have an emergency, you still have some money to spend on it. Rather than to panic and find other options that could lead to you in debt.


FAQs

What is a student budget?

A student budget plan is a kind of organized list or an organized table of items being listed in order to help a student budget their financial wants and their financial needs. The purpose of a student budget is to help maintain the spending and other expenses within the budget.

How can a student budget help?

A student budget plan helps by giving the student the opportunity to manage their expenses. From the list of expenses to the list of wants and needs, the student is then able to differentiate what part of the items are necessary and what part of the items should be saved up in order to attain it.

Who benefits from the student budget?

The student benefits from the budget. The student disciplines themselves to follow what they have written in the budget.

It goes without saying budgeting for things while you are in college or attending the university is no easy feat for a student. But it is not impossible. It only takes discipline, patience and a good student budget. With that said, for any student who may have an issue with budgeting their expenses would benefit from this.

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