Proof of Income Letter Self Employed Example – [Edit & Download]
Samantha Reed
Creative Designs by Sam
123 Artistry Lane
Craftsville, CA 90210
Phone: (555) 246-8100
Email: sam@creativedesignsbysam.com
Date: March 10, 2025
Recipient:
Mr. Derek Shaw
Loan Officer
Community Credit Union
456 Lender Street
Craftsville, CA 90210
Salutation:
Dear Mr. Shaw,
Subject:
Verification of Income for Mortgage Application
Body:
I am writing to provide verification of my income in support of my application for a mortgage through Community Credit Union. As the owner and principal of Creative Designs by Sam, a registered freelance graphic design business, I have been self-employed since 2018 and have sustained a consistent income stream through various client projects.
Income Overview:
- Business Name: Creative Designs by Sam
- Nature of Business: Freelance Graphic Design Services
- Annual Gross Income: $70,000 (average over the past three years)
- Payment Methods: Client invoices, typically paid via bank transfer or check
- Major Clients: Include local businesses, online retailers, and independent authors needing book cover designs
Additional Revenue Streams:
- I also generate income through online courses on graphic design, which have contributed approximately $10,000 annually. This is in addition to my main business revenue and is paid directly into my business account.
Financial Documentation Attached:
- To corroborate my declared earnings, I have attached copies of my Income Tax Returns for the last three years, which reflect my gross income and tax payments.
- Additionally, included are the last six months of bank statements for my business account, showing income deposits from various clients and course payments.
Conclusion:
My business has shown steady growth over the past five years, and I have maintained good financial health, which ensures my ability to meet the mortgage obligations. I trust this letter provides a comprehensive view of my financial situation. Should there be any further information or documentation required, please feel free to contact me.
Closing:
Sincerely,
[Signature]
Samantha Reed
Owner, Creative Designs by Sam
Attachments:
- Income Tax Returns for the past three years
- Business bank statements for the last six months
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