Be it a household or a business organization, everything requires funding to work properly. The funds that we acquire either by earning or by investments of other means are required to be used properly, in a very wise way to meet targets. This is where a budget becomes necessary.
A budget is a list of all the income sources that we have, listed beside all the predicted expenses. It shows the limit till which a person or entity is allowed to spend or borrow so that there are no problems faced in the future. Here are 15+ Budget Planner Examples & Templates for your reference.
This template is a sample of a monthly budget planner. It is more suitable for a business or a company. Every company needs to limit their spending and needs to keep track of their sources of income and expenditure. This template can be very useful for businesses looking to implement effective financial management.
Every household requires preparing a budget for themselves. A budget contains information about income details and a list of possible expenses. It makes daily life easy as you know you cannot go beyond a certain limit in spending cash on a particular item during the month. This template can be used to prepare a personal budget. Our Personal Budget Examples & Samples can also help.
Budgeting is a very complex process, if not done in a systematic way. While creating the budget you need to be very transparent about your sources of income and upcoming expenses. This template gives you a very simple way to calculate the monthly budget for a different set of people at the same time, it allows you to write your income and expenses and make an easy comparison of figures of a set of individuals.
Calculating a budget is very much required when we know our income is fixed. We need to live within our means. The above template is a budget that is focused more on putting attention to the expenses. It goes into the detailed of all expenses that will be set-off against the total income figure which is stated at the top. This template can be used by the people who seek to maintain a record of the forthcoming month’s or year’s expenses for various reasons.
The church is an organization that has more expenses than people usually realize, and also being a non-profit organization it runs on donations. So the income is also much lower usually. For the churches that want to make a well-organized budget for the efficient management of resources, this budget is ideal.
Making a budget should be an important task to be done by everyone. This template can help you manage expenses by proper planning. The above is an example that can be used to create a perfect mortgage budget plan. For an event budget, you can also look for Event Budget Examples.
Budget making is always a very good habit, some parents do it on a monthly basis for their kids and this will also help the kids to inculcate the good habit. This template is a very nice example of a budget creation that can be done by kids; the simple and colorful template will surely encourage the children in participating in this activity in a fun way.
The above template is an example of a comprehensive budget plan. Well suited for the people who seek to be extremely organized or for foreign students who need financial efficiency. It makes fortnightly calculations and is very precise in its estimation.
Meetings can result in unnecessary expenditure. To keep track of the expenses, or to keep them within the allotted sum set aside for the meeting, a budget is of great necessity. The above template is an example of such a budget plan that can be used by the organizations to plan their meetings.
Creating a budget is a difficult task, but we can make the work easy if we are able to list the items of income and expenses as a list so that we know what the potential personnel expenses we have to bear are. This template is a very good example for a personal budget and is designed keeping in all the factors associated with personnel matters.
People spend a huge amount on weddings. In the above template, is a list of things where the expenses can be distributed category-wise so that financial allocation and budget planning can be made more efficient.
People try to make an old age budget so that they can make it through their sunset years with their low income. This template is a very good example of how after retirement a couple can live a decent life.
Budget creating is as important as it is complicated. From the above temple we can get a list of expenses that can possibly occur during a certain period of time in a household where both the spouses are working. It is particularly useful for people who want to be well planned and prepared.
Student budget is created to note down all the possible expenses and income sources. This template is a comprehensive guide to teach students ways to create a perfect student budget. As students have very low income they need to manage money properly.
Creating a family budget is a very important task and this template is a very good example of that. A comprehensive budget can be of great use for a family and helps the allocation of money and manage expenses. The template will help those who have a goal in mind which may be paying off house rent or a family vacation.
Every student must learn to prepare their own budget. This template carries the list of variables that a student needs to have in mind when going about his\her routine. This template can make the process easy for students.